Rep. Tom Garrett has a crazy new proposal intended to ease the student debt crisis, which appeared on Fox News shortly before the new year. His idea would allow young people to opt to have their student loans erased in exchange for foregoing Social Security payments until later on in life. In other words, he wants young people to sacrifice their future security for temporary relief from a financial burden they shouldn’t be subjected to in the first place. Personal finance experts and progressive activists agree that this plan could do more harm than good. Instead of helping young people jumpstart their future, it’s likely to jeopardize their stability later in life.